TERMS & PRIVACY | Calabria Advisors

CALABRIA RESIDENTIAL ADVISORS

Calabria Advisors LLC
Effective Date: July 1, 2026

These Terms of Service (“Terms”) govern the use of the website, communications, consultations, and advisory services provided by Calabria Advisors LLC (“Calabria Residential Advisors,” “we,” “our,” or “us”).

By accessing our website, requesting information, participating in consultations, or using our services, you acknowledge and agree to these Terms.

This document is intended as a general informational draft and should be reviewed by qualified legal counsel prior to publication or implementation.

1. Nature of Services

Calabria Residential Advisors provides independent residential project advisory and consulting services related to:

Residential planning and project evaluation
Design and construction advisory
Strategic project review
Budget and scope observations
Coordination insight and advisory support
General project oversight guidance

Our services are advisory in nature only.

Calabria Residential Advisors does not perform construction, architectural, engineering, legal, accounting, financial advisory, interior design, or contractor services unless separately stated in writing.

2. No Professional Licensing Representation

Unless explicitly stated in a separate written agreement:

We are not acting as licensed architects, engineers, contractors, attorneys, accountants, financial advisors, or project managers.
We do not provide legal, tax, engineering, permitting, code compliance, investment, or construction guarantees.
Clients remain solely responsible for retaining licensed professionals where required.

All recommendations, observations, opinions, and guidance are provided for general advisory purposes only.

3. Client Responsibility

Clients acknowledge and agree that:

Final decisions remain solely the responsibility of the client.
Calabria Residential Advisors is not responsible for contractor performance, construction defects, delays, cost overruns, permit approvals, engineering issues, or design implementation.
Clients are responsible for reviewing and approving all plans, contracts, specifications, budgets, schedules, and project decisions.
Independent legal and professional review is strongly recommended before executing contracts or making material project decisions.

4. No Guarantee of Outcome

While Calabria Residential Advisors strives to provide thoughtful and strategic advisory guidance, we do not guarantee:

Construction outcomes
Financial savings
Project timelines
Permit approvals
Investment returns
Contractor performance
Design satisfaction
Prevention of disputes or litigation

Past experiences or examples referenced in marketing materials do not guarantee future results.

5. Website Content Disclaimer

All information on this website is provided for general informational purposes only and should not be interpreted as:

Legal advice
Financial advice
Architectural advice
Engineering advice
Construction management services
Professional project certification

Reliance on website content is at the user’s own risk.

6. Intellectual Property

All website content, branding, text, graphics, reports, frameworks, protocols, proprietary methodologies, logos, and materials created by Calabria Residential Advisors remain the intellectual property of Calabria Advisors LLC unless otherwise stated.

This includes, but is not limited to:

The Calabria Protocol
Calabria Clarity Evaluation
Calabria Clarity Audit
Calabria Walk-Thru
Calabria Stategic Analysis
Calabria Advisory
Website content and marketing materials

No materials may be copied, reproduced, distributed, modified, or used commercially without prior written consent.

7. Confidentiality

We make reasonable efforts to maintain the confidentiality of information voluntarily shared by clients.

However:

Electronic communications may not be fully secure.
Confidentiality protections equivalent to attorney-client privilege do not apply.
Clients should avoid transmitting highly sensitive information through unsecured channels.

8. Payment Terms

If applicable:

Fees, retainers, and payment schedules will be outlined in separate written agreements.
Payments are due according to agreed-upon terms.
Late payments may result in suspension or termination of services.

Unless otherwise stated in writing, advisory fees are non-refundable once services have commenced.

9. Limitation of Liability

To the fullest extent permitted by law, Calabria Residential Advisors LLC and its owners, affiliates, advisors, consultants, and representatives shall not be liable for:

Indirect damages
Consequential damages
Lost profits
Construction defects
Project delays
Cost overruns
Design issues
Contractor disputes
Business interruption
Reliance on advisory opinions or recommendations

Total liability, if any, shall not exceed the amount paid directly to Calabria Residential Advisors for the specific service giving rise to the claim.

10. Indemnification

Clients agree to indemnify and hold harmless Calabria Advisors LLC, its owners, affiliates, consultants, and representatives from claims, liabilities, damages, expenses, or legal costs arising from:

Client decisions
Third-party actions
Construction activities
Contractor disputes
Use of advisory recommendations
Violations of applicable laws or agreements

11. Third-Party Relationships

Calabria Residential Advisors may discuss or coordinate with third-party professionals, vendors, consultants, contractors, or service providers at the client’s request.

However:

We do not control third-party services or performance.
We are not responsible for third-party conduct, quality, pricing, delays, or outcomes.
Any agreements with third parties are solely between the client and the third party.

12. Termination of Services

We reserve the right to refuse, suspend, or terminate services at our discretion, including in situations involving:

Non-payment
Misrepresentation
Unsafe or unlawful conduct
Unreasonable demands
Conflicts of interest

Clients may terminate services according to the terms of any written service agreement.

13. Governing Law

These Terms shall be governed by and interpreted under the laws of the State of Illinois, without regard to conflict-of-law principles.

Any disputes arising under these Terms shall be resolved in the appropriate courts located in Illinois unless otherwise agreed in writing.

14. Modifications

Calabria Residential Advisors reserves the right to modify these Terms at any time without prior notice. Updated Terms become effective upon posting to the website.

Continued use of the website or services constitutes acceptance of any revised Terms.

15. Contact Information

Calabria Advisors LLC
Email: info@calabriaadvisors.com
Website: CalabriaAdvisors.com

Disclaimer

Calabria Residential Advisors provides independent advisory services only. We are not attorneys, architects, engineers, contractors, licensed financial advisors, or licensed design professionals unless separately stated in writing. Clients should seek advice from qualified licensed professionals regarding legal, tax, engineering, architectural, construction, insurance, and financial matters.

Calabria Advisors LLC
Effective Date: July 1, 2026

Calabria Advisors LLC (“Calabria Residential Advisors,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the information you share with us.

This Privacy Policy explains how we collect, use, maintain, and safeguard information obtained through our website, communications, consultations, and related services.

This Privacy Policy is intended as a general informational document and should be reviewed by qualified legal counsel prior to publication or implementation.

1. Information We Collect

We may collect personal and non-personal information provided voluntarily by clients, prospective clients, and website visitors, including:

Personal Information

Name
Email address
Telephone number
Mailing address
Property or project-related information
Communication preferences
Information submitted through contact forms, questionnaires, consultations, or correspondence

Project Information

Architectural plans
Budgets
Design concepts
Construction-related documentation
Vendor or consultant information
Photos, renderings, and project materials voluntarily shared with us

Technical Information

When visiting our website, certain technical information may be collected automatically, including:

IP address
Browser type
Device information
Website usage data
Cookies and analytics information

2. How We Use Information

We may use collected information to:

Respond to inquiries and consultation requests
Provide advisory and consulting services
Improve our website and client experience
Communicate regarding services, scheduling, or project matters
Maintain internal records and business operations
Protect against fraud, misuse, or unauthorized activity
Comply with legal obligations

We do not sell personal information to third parties.

3. Confidentiality and Advisory Relationship

Calabria Residential Advisors understands that clients may share sensitive financial, design, construction, or personal project information during the advisory process.

While we make reasonable efforts to maintain confidentiality and safeguard shared information, communications through websites, email, and electronic transmission methods may not always be fully secure.

Submission of information through our website or communications does not create an attorney-client, fiduciary, contractor-client, architectural, or financial advisory relationship.

4. Sharing of Information

We may share information only under limited circumstances, including:

With service providers assisting our business operations
With consultants or professionals engaged at the client’s request
When required by law, regulation, subpoena, or legal process
To protect our rights, safety, or property
In connection with a business restructuring, merger, or sale

We do not knowingly share personal information for unrelated third-party marketing purposes.

5. Data Security

We implement commercially reasonable administrative, technical, and organizational safeguards designed to protect information from unauthorized access, disclosure, alteration, or destruction.

However, no method of electronic transmission or storage can be guaranteed as completely secure. Users provide information at their own discretion and risk.

6. Cookies and Website Analytics

Our website may use cookies, analytics tools, and similar technologies to:

Improve website functionality
Understand visitor behavior
Analyze website performance
Enhance user experience

Users may disable cookies through their browser settings, although certain website features may not function properly as a result.

7. Third-Party Links

Our website may contain links to third-party websites, platforms, or services. Calabria Residential Advisors is not responsible for the privacy practices, policies, or content of external websites.

Users should review the privacy policies of any third-party websites they visit.

8. Data Retention

We may retain information for as long as reasonably necessary to:

Provide services
Maintain business records
Comply with legal obligations
Resolve disputes
Enforce agreements

Retention periods may vary depending on the nature of the information and applicable legal requirements.

9. Children’s Privacy

Our services and website are not directed toward individuals under the age of 18. We do not knowingly collect personal information from children.

If we become aware that information from a child has been submitted, we will take reasonable steps to delete such information.

10. Your Rights and Choices

Depending on applicable laws, individuals may have rights regarding their personal information, including the right to:

Request access to personal information
Request correction of inaccurate information
Request deletion of certain information
Limit or object to certain uses of information

Requests may be submitted using the contact information below.

11. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time without prior notice. Changes become effective upon posting to our website.

Users are encouraged to review this Privacy Policy periodically.

12. Contact Information

For questions regarding this Privacy Policy or privacy-related matters, please contact:

Calabria Residential Advisors
Email: info@calabriaadvisors.com
Website: CalabriaAdvisors.com

Disclaimer

Calabria Advisors LLC is an independent advisory firm. We are not attorneys, architects, contractors, licensed financial advisors, or licensed design professionals unless separately stated in writing. Clients should consult their own qualified legal, financial, tax, insurance, construction, and design professionals regarding decisions related to their projects or investments.

Calabria Avisors LLC D/B/A Calabria Residential Advisors

Cathy Molo Owner-Founder

Ron Molo Executive Advisor-Founder

7199 S. Kingery Hwy.

Suite 1024

Willowbrook, IL 60527

941.529.6950

info@CalabriaAdvisors.com